Gadgematics Privacy Policy
When you use Gadgematics services, you trust us with your information. This Privacy Policy is meant to help you understand what data we collect, why we collect it, and what we do with it. This is important; we hope you will take time to read it carefully. And remember, you can find controls to manage your information and protect your privacy and security at your Profile page.
Last modified April 14, 2017
Scope and Consent
This Privacy Notice describes:
Gadgematics (“Gadgematics”) is the operator of (“the Website”)
● the personal information we collect and how we use that information
● when we might disclose your personal information; and
● how we keep and protect your personal information.
It applies to this site and to any services where this Privacy Notice is referenced.
By using our services and/or registering for an account, you are accepting the terms of this Privacy Notice and our Terms of Use. If you do not provide the information we require, we may not be able to provide all of our services to you.
Gadgematics, is responsible for the collection, use, disclosure, retention and protection of your personal information under our global privacy standards and applicable national laws. Gadgematics may transfer data to other members of our corporate family as described in this Privacy Notice who may process and keep your personal information on servers in the United States, European Union and elsewhere in the world where our data centres are located.
What is Personal information?
"Personal information" is information that can be associated with a specific person that could be used to identify that specific person, either from the data directly or from that data combined with other information that we have, or are likely to have, access to. Personal information doesn’t include anonymous or aggregated information that can no longer be used to identify a specific person.
Public Information?
Public information is any information, including personal information, you share with a public audience, including personal information you publish on our Site. Public information is available to anyone on or off our Services and can be seen or accessed through online search engines, API's, and offline media, such as on TV.
Changes to this Privacy Notice
We can change this Privacy Notice at any time by posting the updated terms to the Site. The updated terms automatically take effect 30 days after they are posted. We may announce any changes to this Privacy Notice on our Site and/or via email if we believe they are material.
● When you register for an account : Information such as your name, addresses, telephone numbers or email addresses (where applicable) when you register for an account with us.
● When we verify you or your account: we may collect and process information (as permitted by law) to authenticate you or your account, or to verify the information that you provided to us.
● When you engage with our community: such as when you submit a web form or participate in community discussions, blog or chats.
● When you interact with your account: such as updating or adding information to your account, adding items to alerts lists and saving searches. Sometimes you may also give us your age, gender, interests and favourites.
● When you contact us :such as through a web form, chat or dispute resolution or when we otherwise communicate with each other. We may also record our calls with you (if we have your consent to do so).
We collect information using cookies, web beacons and similar technologies including:
Information about the pages you view, the links you click and other actions you take on our Services, or within our advertising, blogs or email content. For more information about our use of these technologies and how to control them, see our notice on Cookies and Similar Technologies.
Use and Retention
We use your personal information to provide, improve and personalise our Services:
● Provide you with access to and use of our Services as well as access to your history, internal messages and other features we may provide.
● Offer you site content that includes items and services that you may like.
● Provide you with credit offers and opportunities on behalf of other members of our corporate family and their financial institution partners. However, we don’t share financial information without your explicit consent.
● Customise, measure and improve our Services.
● Provide other services requested by you as described when we collect the information.
● To provide you with location-based services (such as advertising, search results and other personalised content).
We use your personal information to contact you about your account:
● We may contact you via email, telephone, SMS messages or postal mail.
● To give you customer support about your account such as to troubleshoot problems, to resolve a dispute, to collect fees or monies owed to us, or to get your opinion through surveys.
● For other reasons such as to enforce our Terms of Use or policies and any other agreement we may have with you.
We use your personal information to personalise our advertising and marketing, including to:
● Personalise, measure and improve our advertising.
● Contact you, either via email, telephone, SMS text messages or postal mail to offer you discounts and special promotions and to let you know about our Services and those of our corporate family (if you have consented to this contact). Message and data rates may apply.
● Deliver targeted marketing, service updates and promotional offers.
We use your personal information for legal compliance reasons, including to:
● Prevent, detect, mitigate and investigate fraud, security breaches, potentially prohibited or illegal activities.
● Enforce our Privacy Notice, our Terms of Use or other policies.
Retention of personal information:
If your account is active, we will keep your personal information as long as we need it for our operations. We may also keep personal information from closed accounts to comply with national laws, stop fraud, collect fees owed, assist with any investigation, enforce our Terms of Use and take other actions under applicable national laws. If we no longer need your personal information, we securely dispose of it.
A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, language, font size and other display preferences) over a period of time, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.
Marketing Communications.
If you don’t want to receive marketing communications from us, you can unsubscribe via the link in the email you received. Registered users may also unsubscribe via the communication preferences options in their profiles.
Push Notifications.
Upon download of certain Services, you are provided the option to opt into receiving push notifications from Gadgematics on your device and within the application. We send you push notifications from time-to-time to (a) inform you of service related messages, (b) communicate messages from others in the Gadgematics community and (c) update you about any events or promotions that we may be running. If you no longer wish to receive notifications from us, you can, where applicable, change your preferences by logging into your account or by disabling notifications in your device settings. To ensure you receive proper notifications, we will need to collect certain information about your device such as operating system and user identification information.
We disclose your information to our corporate family members, who may use it to:
● Provide joint content and services (like registration, transactions and customer support).
● Help detect and stop possible fraud and illegal acts, violations of our Terms of Use, and data security breaches.
● Offer you personalised advertising.
● Guide decisions about their products, sites, applications, services, tools and marketing communications. Other group companies will not send you marketing communications unless you have consented to receiving their communications.
We may disclose your information to third-parties:
● Third party service providers who help us provide our Services, payment processing services, assist us in providing customised advertising, help us with the prevention, detection, mitigation and investigation of potentially illegal acts, violations of our Terms of Use, fraud and/or security breaches, bill collection, affiliate and rewards programs and other business operations.
● Third party financial institution partners who may offer financial products to you, for them to provide joint content and services (such as registration, transactions and customer support). These third party financial institution partners will use your personal information to send you marketing communications only if you have requested their services.
● Other third parties when you have given consent to share your information via Gadgematics.
We may disclose your information to law enforcement and other parties in connection with the law, including:
● Law enforcement or governmental agencies, or authorised third-parties, in response to a verified request regarding a criminal investigation, alleged or suspected illegal activity, or any other activity that may expose us, you or any of our users to legal risk.
● If we decide that it is necessary to disclose that information in connection with an investigation of fraud, intellectual property infringement, piracy or other unlawful activity.
● Credit agencies or bureaus as authorised by applicable national laws.
● Third parties commencing, or involved in, a legal proceeding if they provide us with a subpoena, court order or similar legal document.
● Other third parties to comply with our legal requirements, enforce our Terms of Use, respond to claims that a listing or other content violates the rights of others, or if we otherwise believe in good faith that the disclosure is needed to prevent imminent physical harm, harm to property, financial loss or to report suspected illegal activity.
Change Ownership
If we were to merge with or be bought by another company, we may share information with them in accordance with our global privacy standards. The new combined entity would comply with this Privacy Notice. If your personal information is to be collected, used, disclosed or retained for any purposes not covered in this Privacy Notice, you will receive advance notice of any changes to the processing of your personal information.
We protect your information using technical and administrative security measures. Our safeguards include firewalls and data encryption, physical access controls to data centres and information access authorisation controls. If you believe your account has been abused, please contact Customer sevices (enquiry).
Important Information
When you use social login:
● If you sign into your social network account using the same email that you previously used to register for an account with us, you will access your existing account with us.
● If you sign into your social network account using an email address that we don’t recognise in our systems, a new account will be created in our systems for you.
You may use social login or regular sign in each time you login into your account with us. If you use regular sign in but a password has not been issued to you (because you registered through social login) you need to get a password through the password reset flow.
When you use social login the “keep me signed in” policies of the social network provider apply. We do not control those policies. For your safety we recommend that you:
● Don’t use social login if you are accessing our Services using a public or shared device.
● Visit your social network provider site to learn about their sign in policies and your options.
We do not tolerate abuse of our Services. You do not have permission to add other users to your mailing list, call or send SMS messages for commercial purposes, even if a user bought something from you, unless the user has given their explicit consent. Sending unwanted or threatening email and SMS messages is against our Terms of Use. To report spam or spoof emails please contact Customer sevices (enquiry).
Third party privacy practices
This Privacy Notice addresses only the use and disclosure of personal information we collect from you. If you disclose your information to others, or if you are directed to a third party website, their privacy notices and practices will apply.
We can’t guarantee the privacy or security of your information once you provide it to a third party. You should check the privacy and security policies of your trading partner before entering into a transaction and choosing to share your information, even when dealing with buyers or sellers on our site.
Questions or Complaints
Please direct any privacy related complaints to the Global Privacy Office and identify the website that you are complaining about. We will try to provide a prompt response to your complaint.